DRIVeLeading Application in Decreasing Uninsured Motorists
“HDI’s market share represents nearly 47% of the approximately 52 million registered vehicles currently covered under comprehensive, vendor hosted insurance verification programs Nationwide.”
A complete solution to reducing the uninsured motorist rate, DRIVe includes a combination of both proactive and reactive approaches to insurance identification and verification. Using the components listed below, HDI has been able to accurately identify those who are uninsured, allow them the opportunity to resolve their insurance status, and report lingering offenders to their respective State for further action. All of this takes place while state agencies are able to make real-time queries regarding the insurance status of vehicles at any time.
The DRIVe suite of services includes:
Optional Call Center Services
Experience with other State Systems
HDI develops and tailors our systems to meet each client’s specific needs. Our depth of experience comes from its insurance verification programs in Mississippi, Texas, Alabama, and West Virginia.
HDI has experience with all major methodologies being utilized by states nationwide—including random sampling, book-of-business reporting, and the Insurance Industry Committee on Motor Vehicle Administration (IICMVA) web services.
AAMVA & IICMVA Participation
Our active participation in national organizations such as the American Association of Motor Vehicle Administrators (AAMVA) and IICMVA keeps us at the forefront of new and innovative program strategies. From HDI’s decade of experience developing and implementing Alabama’s Mandatory Liability Insurance (MLI) Program to our extensive experience with the nation’s largest program in Texas, all of this experience will be put to use to lower your state’s uninsured rate.
Data Exchange Services
Securely query via interfaces and web portals to national, state, and local databases in real-time. State-of-the art security measures maintain data confidentiality.
Data Matching Services
HDI operates programs representing the highest number of covered vehicles over any competitor currently operating a comprehensive program. We have experience managing, maintaining, auditing, and validating millions of records. DRIVe uses the most current technology and trends, including fuzzy matching logic to (including VIN validation), guaranteed data accuracy, and data retention to meet client needs.
HDI has extensive experience with mass mailings of greater than 25,000 letters per week based on client-specific matching and verification protocols.
Call Center Services
Call center and help desk services are available to resolve records and update insurance information accordingly.
Online Query Responses
DRIVe allows a user to search by any data element stored in the database including VIN, name, NAIC, and policy key. Search results are usually returned within milliseconds.
HDI has experience with all major methodologies being utilized by states nationwide – including random sampling, book-of-business reporting, and the Insurance Industry Committee on Motor Vehicle Administration (IICMVA) web services. Web services will be secured by SSL/TLS (Transport Layer Security) handshakes.